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Lending
- Can lend up to 5 million in total loan amount or a maximum of 50% LTV
- Minimum net worth is 3 million
- Income of $450,000 a year – is this net line 150?
- Minimum of 1 million in liquid assets
- Minimum loan amount is 1 million
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- Rates are very competitive and get preferred pricing on HELOC and unsecured LOCs
- Prime rate for a HELOC
- And unsecured LOC is at prime +.50%
How are the rates for the mortgages? Are they on par with everyone else, better or worse?
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- Can fund fairly quickly, quickest loan was 4 days
- Annual fee of $1,500/12 is the monthly payment of $125
- Are there any other fees?
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Professional Program
- Doctors, Dentist, Chiropractors, Veterinarians
- You can finance 100% of the purchase of practices building.
- Finance 100% of the practice
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Features and Benefits
- In house tax lawyer
- No fee world Elite Master Card
- Add spouse as a user and they can benefit for the VIP Lounges and Medical Care assistance and the personal concierge service
- Access to over 550 VIP lounges in airports throughout the world
- Free parking downtown at the downtown office
- VIP Concierge service at the branch
- Refunded for ATM charges at any ATM in the world
- Refund of currency exchange fees
- Automated transactions to your children at no cost
- No annual fees on credit cards for your children
- Transfer LOC limit to your world elite master card
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Tailored and custom financing
- Assign the credit limit to your credit card only available to private banking privileged clients
- Finance large amount in holding companies or trust
- Leverage against assets to make further private investments
- Financing in US Dollars
- Financing structure adapted to the specifics of affluent clientele’s tax situation
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VIP Medical Concierge
- Appointments and specialized transport arranged for you
- Information on government deductions and tax credits
- Home assistance – in home helper, while you recover. Helper will do daily chores, housekeeping, meal preparation etc.
- Second medical opinions from specialist affiliated with Centre’s of excellence, located in the United States.
- Medical Concierge service to coordinate your appointments, trip and accommodations if doing treatment in another country.
- Direct Health care line to nurses.
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Personal Concierge Service
- Reservations to restaurants to anywhere in the world
- VIP Tickets to sporting or cultural events, even if sold out
- Assist you in finding an original idea to celebrate an anniversary
- Referrals to professional art or wine appraisers
- Assistant in specialized services such as a home chef and health professionals
- Exclusive access to golf clubs, private clubs and nightclubs
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- Up to $100 for airport parking
- Up to $100 for airline baggage fees
- Up to $50 for airline seat selection
- Priceless cities program
- Discounts on store, restaurants, sporting events and popular shows
- Upgraded hotel experience
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- Networking with the most elite and wealthiest people in Vancouver including
- VIP show, sports games and concerts. You would be networking with NHL Players, the biggest developers in the city, and the most wealthiest business leaders
- European style branch
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